So it's been a goal of mine to own my own place but i) I'm a huge procrastinator and ii) the mystery of everything involved in buying a house - all the other costs beyond the mortgage payment - plus living in a town where average house price is $900,000+ have just had me frozen like a deer in the headlights.
I set a goal of owning by the time I was 40 and here I am 41 and 3/4 and still renting. I can blame Bob the boyfriend for delaying the last year and a half as he asked me to wait so we could buy somewhere together.
A year ago I moved out of an apartment in a house as the owner wanted to put that on the market. No trouble, found another nice little apartment and have a lease that runs through March '06 with the plan to buy after that. Last night my current landlady, Jean, told me that she's putting her house (in which my new apartment resides) on the market. So I think that this finally is the boot in the pants that I needed. I will take it as such.
Her realtor for when I rented the apartment, turned out to be Ginny, who I rented a room from when I first moved to the U.S. who I hadn't seen in 10 years - so that was an apartment found and an old friend reconnected with.
Ginny called this morning to say that she heard from Jean that she had told me about selling and we chatted about my and Bob's desire to buy and that I'd like to meet with her to discuss the process and that I'm off to the bank to meet with a Financial/Mortgage specialist to finally shed some light on the mysteries of closing costs, legal costs, mortgage rates and payments, PMI etc.
I figured I'd blog the whole thing so here you go.
1 comment:
see i can't even get the date right. can i really be trusted to buy a house?
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