Sunday, January 15, 2006

January 15th, 2006






A week ago I took Bob to see the green Colonial - calling at the yellow Cape in Brookfield on the way for some perspective. The Cape was having an open house - it was a nice clean-lined house just too small.
So off we went to the green Colonial to meet Ginny. Long story short - Bob likes it alot - even though the kitchen is dire and only 11 x 9. We couldn't quite understand the electricla panels in thebasement and had other questions so we drew up a list of 30 questions for Ginny to ask the seller's agent and also to get the seller's disclosure that wasn't in the house with the packet.

Got the answers from Ginny Monday and the seller's disclosure that tells us that it's been on the market since early-July when they were asking 409k. It came off the market and then back on in early-Nov at 389k. They didn't really answer much as the seller's daughter is representing the seller's so there seems to be some info loss in there somewhere. The seller's disclosure wasn't fully completed which gave me a somewhat uneasy feeling.

We like the house - there will be plenty of work. Not so much remodelling but at least 2 rooms have that 1/4" plywood sheathing on the walls and that will eventually need to get ripped out and re-sheetrocked. Anyhoo - we decided to get a mini-inspection before making the final decision to make an offer.

Mini-inspection happened Friday afternoon and we got the OK on the house - there's a few things to fix but no horrendous nightmares.

So we've put in an offer! Spoke to a nice guy at Coldwell Banker Mortgage who did our pre-approval letter and also talked us through estimated costs for closing. All in all it was very reassuring to talk with him and find out that our monthly "nut" was less than we had thought.

We expect the offer to get turned down but to hopefully give us a good place to negotiate from. We'll see. It's exciting but we don't want to get our hopes up too high in case we don't get the house.

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